Kelly Tyko | USA TODAY

Black Friday: Get the most out of your gift cards
Even the most festive cards have an expiration date. Here are three useful tips to get the most out of them.
This weekend is the best time of year to buy Target store gift cards.
Target’s annual gift card sale returns Saturday with some changes. Instead of being a one-day sale, it now lasts two days and will continue through Sunday, Dec. 6.
The maximum discount also increased to $50 off a maximum of $500 in gift cards purchased, up from $30 last year.
But the biggest change is to get the 10% discount, available in-store and online, you have to be a member of Target Circle, Target’s free loyalty program. The discount can be used only for one transaction at Target or Target.com per Target Circle account, according to the offer’s details.
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It’s a rare chance to save on gift cards, which year after year are among the most popular and requested gifts. Last December, Target had a one-day gift card sale with 10% off store gift cards both in-store and online and in October discounted gift cards by 5% for two days.
If you’re not giving the gift cards away as gifts, they can be quickly added to the Target app to redeem at checkout and used with the Target Circle, which launched nationwide in October 2019.
With the free program, members earn 1% on nearly every purchase to redeem on a future Target trip and take advantage of other discounts including a birthday discount.
Shoppers with a Target RedCard credit or debit card aren’t eligible to earn 1% with the loyalty program when they pay with a store-branded credit or debit card but will continue to get 5% off store purchases including select gift cards year round. However, store gift cards are excluded from the cardholder perk.
Target gift card promotion fine print
Here are some of the exclusions of the offer listed on the Target Circle offer, which can be saved to accounts early:
- Valid beginning Dec. 5 for a one-time use purchase in-store or online.
- Gift cards purchased online can be delivered via email, mail or mobile.
- Offer valid for one transaction up to $500 in Target GiftCards ($50 maximum discount) at Target or Target.com per Target Circle account.
- Offer does not include Target Visa Gift Cards, Target Mastercard Gift Cards, Target American Express Gift Cards and gift cards issued by other retailers such as dining, lifestyle and entertaining gift cards.
- Offer excludes reloads of previously purchased Target GiftCards, Target GiftCards given in exchange for electronic or prepaid trade-ins, Target GiftCards provided for merchandise returns, Merchandise Return Cards and Target GiftCards provided as free promotional card with qualifying purchase.
- Quantities are limited and no rainchecks will be given. Purchases of Target GiftCards that exceed certain transaction limits may be voided. If the GiftCard transaction exceeds $500, the $50 maximum discount may be proportionately allocated across all GiftCards in the transaction.
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Follow USA TODAY reporter Kelly Tyko on Twitter: @KellyTyko
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Target’s gift card sale returns this weekend. Here’s how to save 10% off and how the promotion has changed – USA TODAY
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